Raeanne Warnock

661 Toccoa River Forest

Mineral Bluff, GA
$ 1,695,000 Beds 5 Baths 3 Sq 3,220
Monthly Estimate* How much can I afford?

An exceptional waterfront offering on the Toccoa River, this newly configured property presents approximately 6 acres, including two tracts of land and the existing residence, with an estimated 400 feet of direct river frontage. Thoughtfully repositioned, this offering delivers the rare opportunity to enjoy riverfront living with space, privacy, and immediate usability-without the scale of a larger estate. The home spans over 3,000 square feet and is designed to embrace its natural surroundings. Cathedral ceilings and expansive windows invite light and views indoors, while rich wood finishes and a striking stone fireplace create a warm, welcoming centerpiece for the main living area. A finished basement adds flexibility for entertaining, extended stays, or everyday living, making the home well-suited for both full-time residence and weekend retreat. Outside, the land unfolds into a peaceful riverside setting. Open pasture areas have been maintained for ease and enjoyment, and thoughtful clearing along the river enhances access and sightlines to the water. A creek traces the western boundary of the property, adding a second natural water feature and a soothing backdrop of sound and movement. Evenings are best spent gathered around the firepit or along the riverbank, where mountain silhouettes rise in the distance and the rhythm of the river sets the pace. While the setting feels private and immersive, the location remains highly convenient-just minutes from downtown Blue Ridge, with easy access to dining, shopping, wineries, waterfalls, hiking trails, and Lake Blue Ridge. Whether envisioned as a refined mountain residence, a peaceful riverfront escape, or a long-term hold in one of North Georgia's most sought-after areas, this newly offered Toccoa River property delivers a compelling blend of water, land, and lifestyle.

Active

  • Price
  • $ 1,695,000
  • City
  • Mineral Bluff
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Fannin
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 6 Acres
  • Zip
  • 30559
  • Sqr Footage
  • 3,220
  • Year Built
  • 2007
  • Taxes
  • $ 3980
  • Style
  • Ranch, Traditional
  • MLS#
  • 10681353
Listed By: The Mountain Life Team with Keller Williams Elevate;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central,Electric,Heat Pump,Wood
Cooling Central Air,Electric
Utilities High Speed Internet
Roof Composition
Appliances Cooktop,Dishwasher,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Ranch,Traditional
Construction Materials Concrete,Wood Siding
Year Built 2007
View Mountain(s),River,Seasonal View
Levels One and One Half
Property Subtype Cabin,Single Family Residence
Tax Year 2025
Waterfront Features Creek
Community Features None
County Fannin
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Toccoa River Forest
Garage Y/N true
Other Structures Garage(s)
Full Baths 3
Status Active
Directions From McDonalds/Hwy 5 & Hwy 515 - Travel East on 515 for 4 miles. Left on Hwy 60, then 3.1 miles to L on Doythitt for 1.3 miles. Left onto Fish Trap to first L on Toccoa River Forest Lane. Stay to sign at gate.
High School Fannin
City Mineral Bluff
Body of Water Toccoa
Lot Size Units Acres
Lot Size Square Feet 261360
Carport Y/N false
Elementary School East Fannin
Land Lease Y/N false
Tax Annual Amount 3980.75
Home Warranty Y/N false
Middle/Junior High School Fannin
Property Condition Resale
Structure Type Cabin
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Split Foyer,Entrance Foyer
Basement Finished,Full
Flooring Carpet,Laminate,Tile
Total Fireplaces 2
Fireplace Features Basement,Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1932
Laundry Features In Basement
Total Bedrooms 5
Below Grade Finished Area 1288
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Room
Total Baths 3

Exterior Features

Vegetation Partially Wooded,Wooded
Parking Features Garage,Detached
Lot Features Level,Pasture,Steep Slope
Water Source Private,Well
Lot Size Area 6
Building Area Total 3220
Lot Size Acres 6
Frontage Type River
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School East Fannin Elementary School
Middle School Fannin Middle School
High School Fannin High School

Price History

1/29/2026 Listed $2,100,000
5/21/2026 5% - $1,995,000
8/6/2026 15% - $1,695,000

Property vs Zip Code Average in 30559

Price
AVG $860K
$1.7M
Taxes
AVG $1,835
$3,980
Year Built
AVG 2007
2007

In The Neighborhood

Areas That We Cover

661 Toccoa River Forest Mineral Bluff, GA is a Single Family Home for sale at $1695000 with 3220 sqft and a lot size of 6 Acres Acre(s). 661 Toccoa River Forest Mineral Bluff has 5 bedrooms, 3 baths and was built in 2007. The property's zip code is 30559 which is in Mineral Bluff, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raeanne Warnock

Raeanne Warnock

Sales Associate

912-856-2619

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