Raeanne Warnock

323 St Marys River Bluff Road

St. George, GA
$ 440,000 Beds 5 Baths 4 Sq 5,844
Monthly Estimate* How much can I afford?

This Riverfront Retreat is situated on a full acre at one of the HIGHEST points of the scenic St. Marys River! !!!!NO FLOOD ZONES!!!! Located only 8 miles from i10E, Walmart, Groceries, Restaurants and more!!! 38 Miles to Everbank Stadium in Downtown Jacksonville! This property offers privacy to TWO well-maintained dwellings, with multiple outdoor entertainment areas + covered spaces for an RV, Boat, ATV... bring all the toys!!! Whether you're seeking a primary residence, vacation property, or multi-generational home, we've got it all right here river side. The main home features 4 bedrooms, 3 full bathrooms, an oversized 1 car garage and a spacious interior designed for comfort and functionality. Enjoy peaceful mornings overlooking the water from the owner suite balcony, right after soaking in your oversized garden tub. The additional dwelling is a charming 1-bedroom, 1-bath apartment with a covered porch, ideal for guests, hosting get togethers, your in-laws, or even rental income. Grab a pear from the full tree in the front yard when you stop by!

Active

  • Price
  • $ 440,000
  • City
  • St. George
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Charlton
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1 Acres
  • Zip
  • 31562
  • Sqr Footage
  • 5,844
  • Year Built
  • 1989
  • Taxes
  • $ 3537
  • Style
  • Traditional
  • MLS#
  • 10708192
Listed By: Julia Moore with Real Broker, LLC;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities High Speed Internet,Phone Available
Roof Metal
Appliances Convection Oven,Dishwasher,Microwave,Refrigerator,Water Softener
Association Fee Includes None
Patio/Porch Features Deck,Patio,Porch
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1989
View River
Levels Two
Property Subtype Single Family Residence
Tax Year 24
Community Features None
County Charlton
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name St Marys River Bluff
Garage Y/N true
Other Structures Guest House,Shed(s)
Full Baths 4
Status Active
Directions Take I-10 W to FL-228 W. Take exit 336 from I-10 W. Continue on FL-228 W to FL-121 N. Turn left onto GA-185 N. Turn left onto St Marys River Bluff Rd. Destination will be on the left.
High School Charlton
City St. George
Body of Water St Marys River
Lot Size Units Acres
Lot Size Square Feet 43560
Carport Y/N true
Elementary School St. George
Land Lease Y/N false
Tax Annual Amount 3537.64
Home Warranty Y/N false
Middle/Junior High School Bethune Bowman
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Walk-In Closet(s)
Basement None
Flooring Hardwood,Tile
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2922
Laundry Features Mud Room
Total Bedrooms 5
Below Grade Finished Area 2922
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Appraiser
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Fencing Front Yard
Parking Features Garage,Carport,Parking Pad,RV Access/Parking,Boat
Lot Features None
Water Source Well
Lot Size Area 1
Building Area Total 5844
Lot Size Acres 1
Frontage Length Waterfront Footage: 190
Frontage Type River
Lot Size Source Appraiser
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School St. George Elementary School
Middle School Bethune Bowman Middle School
High School Charlton High School

Price History

3/11/2026 Listed $475,000
4/9/2026 1% - $470,000
4/21/2026 1% - $465,000
5/19/2026 2% - $455,000
6/17/2026 1% - $450,000
7/15/2026 1% - $445,000
8/13/2026 1% - $440,000

Property vs Zip Code Average in 31562

Price
AVG $590K
$440K
Taxes
AVG $1,269
$3,537
Year Built
AVG 2003
1989

Areas That We Cover

323 St Marys River Bluff Road St. George, GA is a Single Family Home for sale at $440000 with 5844 sqft and a lot size of 1 Acres Acre(s). 323 St Marys River Bluff Road St. George has 5 bedrooms, 4 baths and was built in 1989. The property's zip code is 31562 which is in St. George, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raeanne Warnock

Raeanne Warnock

Sales Associate

912-856-2619

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