694 Hilltop Road

Murphy, NC
$ 429,900 Beds 3 Baths 3
Monthly Estimate* How much can I afford?

Discover your dream home at 694 Hilltop Road in Murphy, NC! Tucked away on a peaceful, wooded lot with minimal restrictions, this home delivers privacy, nature, and effortless living in the scenic mountains of Western North Carolina.Inside, high ceilings and an open floor plan create a warm, welcoming feel. The main level features the spacious master suite plus a convenient laundry room-perfect for easy one-level living. Downstairs, the fully finished basement offers a massive, versatile space ideal for a family room, guest suite, home gym, or hobby space.Outdoors, the large two-level deck is made for entertaining! The upper level is perfect for dining and relaxing, while the fully screened lower level lets you enjoy bug-free gatherings year-round, all surrounded by the tranquil woods.The showstopper is the huge detached garage-plenty of room for your RV, boats, cars, and toys. It features a 30 amp RV hook up in the garage along with electric and septic, includes a half bath, and most items inside convey with the sale. The home also comes partially furnished, so you can move in and start enjoying right away.Nestled in charming Murphy, NC, you're surrounded by the natural beauty of the mountains. Enjoy boating and fishing on nearby Lake Hiwassee, hiking trails through Nantahala National Forest, and the friendly small-town vibe with local shops, restaurants, and community events. Just minutes from the Georgia and Tennessee borders, this is the perfect spot for outdoor adventures or relaxed mountain living.Don't miss this rare opportunity-schedule your showing today!

Active

  • Price
  • $ 429,900
  • City
  • Murphy
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Cherokee
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.98 Acres
  • Zip
  • 28906
  • Year Built
  • 2005
  • Taxes
  • $ 1639
  • Style
  • Ranch
  • MLS#
  • 10724964
Listed By: Kellie Coulter with Coldwell Banker High Country;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central,Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Electricity Available,Propane,Water Available
Roof Composition
Appliances Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
Association Fee Includes None
Patio/Porch Features Deck,Porch,Screened
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Concrete,Stone,Wood Siding
Year Built 2005
Electric 220 Volts
Levels Two
Property Subtype Cabin,Single Family Residence
Tax Year 2025
Community Features None
Accessibility Accessible Approach with Ramp
County Cherokee
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Country Place
Garage Y/N true
Other Structures Garage(s)
Full Baths 3
Status Active
Directions From Downtown Murphy head toward Hiwassee St for 0.4 miles, Turn Right onto US-129 for 6.3 miles, Turn right on t Hilltop Rd for 0.7 miles property on the Right. See Sign
High School Hiwassee Dam
City Murphy
Lot Size Units Square Feet
Lot Size Square Feet 42688.8
Carport Y/N false
Elementary School Ranger
Land Lease Y/N false
Tax Annual Amount 1639.86
Home Warranty Y/N false
Middle/Junior High School Hiwassee Dam
Property Condition Resale
Structure Type Cabin,House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Master On Main Level,Vaulted Ceiling(s)
Basement Bath Finished,Daylight,Finished,Full
Flooring Carpet,Hardwood,Vinyl
Total Fireplaces 1
Fireplace Features Gas Log,Living Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N true
Laundry Features Laundry Closet
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar,Country Kitchen
Total Baths 3
Dining Room Features Dining Rm/Living Rm Combo

Exterior Features

Exterior Amenities Veranda
Vegetation Grassed,Partially Wooded
Parking Features Guest,Garage,Detached,Kitchen Level
Lot Features Level,Sloped
Water Source Shared Well
Total Parking 2
Lot Size Area 42688.8
Lot Size Acres 0.98
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Ranger Elementary School
Middle School Hiwassee Dam Middle School
High School Hiwassee Dam High School

Price History

4/5/2026 Listed $429,900

Property vs Zip Code Average in 28906

Price
AVG $440K
$430K
Taxes
AVG $1,524
$1,639
Year Built
AVG 2002
2005

Areas That We Cover

694 Hilltop Road Murphy, NC is a Single Family Home for sale at $429900 and a lot size of 0.98 Acres Acre(s). 694 Hilltop Road Murphy has 3 bedrooms, 3 baths and was built in 2005. The property's zip code is 28906 which is in Murphy, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.