198 Big Rock Drive

Hayesville, NC
$ 389,000 Beds 3 Baths 3 Sq 2,328
Monthly Estimate* How much can I afford?

Completely Remodeled Mountain Retreat! Experience the beauty of the North Carolina mountains in this fabulous home nestled on 2.13 private acres in the highly desirable Fires Creek area. This home offers the perfect blend of modern comfort and mountain charm offering a PRIMARY SUITE and 2 GUEST ROOMS and FULL BATH on the main level and 2 additional BONUS ROOMS, FULL BATH and generous STORAGE ROOM on the terrace level! Every major component has been replaced, giving you the peace of mind of essentially a brand-new home including: Brand-new roof, 4 New Mini-Splits, New plumbing and electric throughout, New water heater, All-new energy-efficient windows, Beautiful new kitchen with butcherblock counters and brand-new stainless appliances, Washer and Dryer, Completely remodeled bathrooms, New flooring throughout, Fresh interior and exterior paint, New Gas logs and fireplace maintenance, New lights, ceiling fans, and fixtures! Expansive new deck spanning the entire length of the home-perfect for relaxing and enjoying the peaceful mountain setting. Located just minutes from hiking, trout fishing, waterfalls, and outdoor recreation in the beautiful Fires Creek Recreation Area, this property offers privacy while remaining convenient to downtown Hayesville, Lake Chatuge, and Hiawassee. Whether you're looking for a full-time residence, mountain getaway, or vacation rental investment, this move-in-ready home is an exceptional opportunity!

Active

  • Price
  • $ 389,000
  • City
  • Hayesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Clay
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 2.1 Acres
  • Zip
  • 28904
  • Sqr Footage
  • 2,328
  • Year Built
  • 1981
  • Taxes
  • $ 785
  • Style
  • Ranch, Traditional
  • MLS#
  • 10808996
Listed By: Kelly Schroter with Mountain Sotheby's International;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Other
Cooling Ceiling Fan(s),Other
Utilities Other
Roof Composition
Appliances Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
Association Fee Includes None
Patio/Porch Features Deck,Patio
Architectural Style Ranch,Traditional
Construction Materials Stone,Wood Siding
Year Built 1981
Levels Two
Property Subtype Cabin,Single Family Residence
Tax Year 2025
Community Features None
County Clay
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Sweetwater Hills
Garage Y/N false
Full Baths 3
Status Active
Directions From Walgreens in Hayesville, take US-64 W 4.8 miles to RIGHT on Fires Creek Road (at convenience store). Go .9 miles to a LEFT on Mission Dam Road. Go 0.2 miles to a RIGHT on Big Rock Drive. Stay RIGHT and go .2 miles to the home on the RIGHT.
High School Hayesville
City Hayesville
Lot Size Units Acres
Lot Size Square Feet 91476
Carport Y/N false
Elementary School Hayesville
Land Lease Y/N false
Tax Annual Amount 785
Home Warranty Y/N false
Middle/Junior High School Hayesville
Property Condition Resale
Structure Type Cabin
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Master On Main Level
Basement Finished,Full
Flooring Other,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2328
Laundry Features Mud Room
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Solid Surface Counters
Total Baths 3
Dining Room Features Dining Rm/Living Rm Combo

Exterior Features

Vegetation Partially Wooded
Parking Features Off Street
Lot Features Level,Sloped
Water Source Well
Lot Size Area 2.1
Building Area Total 2328
Lot Size Acres 2.1
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hayesville Elementary School
Middle School Hayesville Middle School
High School Hayesville High School

Price History

7/20/2026 Listed $425,000
8/4/2026 6% - $399,000
9/11/2026 3% - $389,000

Property vs Zip Code Average in 28904

Price
AVG $530K
$390K
Taxes
AVG $1,389
$785
Year Built
AVG 1997
1981

Areas That We Cover

198 Big Rock Drive Hayesville, NC is a Single Family Home for sale at $389000 with 2328 sqft and a lot size of 2.1 Acres Acre(s). 198 Big Rock Drive Hayesville has 3 bedrooms, 3 baths and was built in 1981. The property's zip code is 28904 which is in Hayesville, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.