Raeanne Warnock

685 Cross Creek 62

Mineral Bluff, GA
$ 350,000 Beds 1 Baths 2 Sq 744
Monthly Estimate* How much can I afford?

The Cobbler's Cottage offers timeless mountain charm in the sought-after River Walk on the Toccoa community. Nestled on 3.98+/- private acres with seasonal mountain and pond views, this enchanting cottage-style retreat is surrounded by nature and designed for peaceful mountain living. A standing seam metal roof, original stacked creek rock wood-burning fireplace, soaring cathedral ceilings with exposed wood beams, and dramatic wall of windows create the perfect blend of rustic character and natural light. The cozy kitchen opens to the inviting living area, while multiple decks provide ideal spaces to relax and enjoy the tranquil setting. The private loft serves as the owner's suite, complete with its own bathroom featuring a charming clawfoot tub and a private deck overlooking the wooded landscape. Whether you're enjoying morning coffee on the porch or curling up by the crackling fireplace, every space invites you to slow down and unwind. Located in the quiet, well-maintained River Walk on the Toccoa community, where short-term rentals are not permitted, you'll enjoy a peaceful neighborhood atmosphere rarely found in the mountains. The home is conveniently located in the same gated section as the community's deeded Toccoa River access and shared riverside pavilion, making it easy to spend your days fishing, kayaking, or simply enjoying one of North Georgia's most beautiful trout streams. If you're searching for a charming mountain getaway, full-time residence, or weekend retreat with character, privacy, and coveted Toccoa River access, The Cobbler's Cottage is a rare opportunity to own a truly special property.

Active

  • Price
  • $ 350,000
  • City
  • Mineral Bluff
  • Bedrooms
  • 1
  • Full Bathrooms
  • 2
  • County
  • Fannin
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 3.98 Acres
  • Zip
  • 30559
  • Sqr Footage
  • 744
  • Year Built
  • 1976
  • Style
  • Bungalow/Cottage
  • MLS#
  • 10810562
Listed By: Nicole Tankersley with Mountain Sotheby's International;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Electric
Cooling Ceiling Fan(s),Central Air
Utilities High Speed Internet
Roof Metal
Appliances Dishwasher,Dryer,Refrigerator,Washer
HOA Fee 400
Association Fee Includes Maintenance Structure,Maintenance Grounds
Patio/Porch Features Deck
Architectural Style Bungalow/Cottage
Construction Materials Stone,Wood Siding
Year Built 1976
View Mountain(s),Seasonal View
Levels One and One Half
Unit Number 62
Property Subtype Cabin,Single Family Residence
Tax Year 2025
Community Features Gated
County Fannin
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Riverwalk on the Toccoa
Garage Y/N false
Other Structures Workshop
Full Baths 2
Status Active
Directions From downtown Blue Ridge take Ada Street ( next to Grace Steakhouse) for approx. 4.5 miles to a R on Curtis Switch. Follow across the railroad tracks and the Toccoa River to a L on Robert Miller. Follow to stop sign. Take Right OIn Hunters Ridge , continue thru intersection to gate and take an immediate R on Cross Creek Rd. Continue on Cross Creek Rd to home on Left . Shared Driveway with 689 Cross Creek, at top of driveway, turn left to house . SIP
High School Fannin
City Mineral Bluff
Body of Water Toccoa
Lot Size Units Acres
Lot Size Square Feet 173368.8
Carport Y/N false
Elementary School East Fannin
Land Lease Y/N false
Home Warranty Y/N false
Middle/Junior High School Fannin
Property Condition Resale
Structure Type Cabin
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities High Ceilings
Basement Crawl Space
Flooring Carpet,Hardwood
Total Fireplaces 1
Fireplace Features Other
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 744
Laundry Features Other
Total Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Solid Surface Counters
Total Baths 2
Dining Room Features Dining Rm/Living Rm Combo

Exterior Features

Parking Features Off Street
Lot Features Level
Water Source Public
Lot Size Area 3.98
Building Area Total 744
Lot Size Acres 3.98
Frontage Type River
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School East Fannin Elementary School
Middle School Fannin Middle School
High School Fannin High School

Price History

7/22/2026 Listed $395,000
9/11/2026 11% - $350,000

Property vs Zip Code Average in 30559

Price
AVG $850K
$350K
Year Built
AVG 2007
1976

Areas That We Cover

685 Cross Creek 62 Mineral Bluff, GA is a Single Family Home for sale at $350000 with 744 sqft and a lot size of 3.98 Acres Acre(s). 685 Cross Creek 62 Mineral Bluff has 1 bedrooms, 2 baths and was built in 1976. The property's zip code is 30559 which is in Mineral Bluff, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raeanne Warnock

Raeanne Warnock

Sales Associate

912-856-2619

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