513 Cardinal Circle E

St. Marys, GA
$ 499,900 Beds 3 Baths 2.5 Sq 2,410 Virtual Tour
Monthly Estimate* How much can I afford?

You're sure to love this beautiful, recently renovated, brick-built home in the gated golf course community of Osprey Cove. Step inside and fall in love! Warm colors and open spaces welcome you in and the split bedroom floorplan leaves little to be desired. From the updated kitchen and bathrooms to the luxury vinyl plank flooring throughout, it already feels like home. Spend your evenings on the back screened porch enjoying views of the green. Home is located along the 5th fairway, out of range of the tee-box.

Under Contract

  • Price
  • $ 499,900
  • City
  • St. Marys
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Camden
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.44 Acres
  • Zip
  • 31558
  • Sqr Footage
  • 2,410
  • Year Built
  • 1998
  • Style
  • Brick 4 Side
  • MLS#
  • 10827404
Listed By: Kristen Griner with St. Marys Realty Inc;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Sewer Connected,Underground Utilities
Roof Composition
Appliances Cooktop,Dishwasher,Electric Water Heater,Microwave,Oven,Stainless Steel Appliance(s),Water Softener
HOA Fee 1836
Association Fee Includes Maintenance Grounds,Management Fee,Private Roads,Security
Patio/Porch Features Porch,Screened
Architectural Style Brick 4 Side
Construction Materials Brick
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Boat/Camper/Van Prkg,Clubhouse,Fitness Center,Gated,Golf,Pool,Sidewalks,Street Lights,Tennis Court(s)
County Camden
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Osprey Cove
Garage Y/N true
Full Baths 2
Status Under Contract
Directions MAIN GATE TO 1ST LEFT ON CARDINAL CIR EAST HOME IS ON LEFT.
High School Camden
City St. Marys
Lot Size Units Square Feet
Lot Size Square Feet 19166.4
Carport Y/N false
Elementary School Mary Lee Clark
Property Attached Y/N false
Land Lease Y/N false
Home Warranty Y/N false
Middle/Junior High School Saint Marys
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending

Interior Features

Interior Amenities Double Vanity,Master On Main Level,Split Bedroom Plan,Tile Bath,Walk-In Closet(s)
Basement None
Flooring Tile,Vinyl
Total Fireplaces 1
Fireplace Features Family Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2410
Half Baths 1
Laundry Features In Hall,Mud Room
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar,Kitchen Island,Pantry
Total Baths 3

Exterior Features

Parking Features Garage,Attached,Kitchen Level,Garage Door Opener,Side/Rear Entrance
Lot Features Level
Water Source Public
Total Parking 2
Lot Size Area 19166.4
Foundation Details Slab
Building Area Total 2410
Lot Size Acres 0.44
Frontage Type Golf Course
Lot Size Source Public Records
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mary Lee Clark Elementary School
Middle School Saint Marys Middle School
High School Camden High School

Price History

8/17/2026 Listed $499,900

Property vs Zip Code Average in 31558

Price
AVG $490K
$500K
Year Built
AVG 2001
1998

Areas That We Cover

513 Cardinal Circle E St. Marys, GA is a Single Family Home for sale at $499900 with 2410 sqft and a lot size of 0.44 Acres Acre(s). 513 Cardinal Circle E St. Marys has 3 bedrooms, 2 baths and was built in 1998. The property's zip code is 31558 which is in St. Marys, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.