Raeanne Warnock

108 Ramsey Lane

St. Simons, GA
$ 924,900 Beds 4 Baths 2.5 Sq 2,302
Monthly Estimate* How much can I afford?

Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.

Active

  • Price
  • $ 924,900
  • City
  • St. Simons
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Glynn
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.22 Acres
  • Zip
  • 31522
  • Sqr Footage
  • 2,302
  • Year Built
  • 2021
  • Taxes
  • $ 1735
  • Style
  • Contemporary
  • MLS#
  • 10838640
Listed By: Leann Duckworth with Duckworth Properties;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Electricity Available,Sewer Connected,Water Available
Roof Metal
Appliances Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
Association Fee Includes None
Architectural Style Contemporary
Pool Features In Ground,Salt Water
Construction Materials Wood Siding
Year Built 2021
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features None
County Glynn
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Harrington
Garage Y/N true
Full Baths 2
Status Active
Directions Take a right off Fredrica Rd onto N Harrington Rd, then a left onto Ramsey Ln. Property will be on the right
High School Glynn
City St. Simons
Lot Size Units Square Feet
Lot Size Square Feet 9583.2
Carport Y/N false
Elementary School Oglethorpe Point
Land Lease Y/N false
Tax Annual Amount 1735.59
Home Warranty Y/N false
Middle/Junior High School Glynn
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Double Vanity,Separate Shower,Split Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
Basement None
Flooring Hardwood,Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2302
Half Baths 1
Laundry Features Laundry Closet,Other
Total Bedrooms 4
Main Level Bedrooms 4
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Public Records
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Fencing Back Yard,Fenced
Parking Features Garage,Attached
Lot Features Other
Water Source Public
Lot Size Area 9583.2
Building Area Total 2302
Lot Size Acres 0.22
Lot Size Source Public Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Oglethorpe Point Elementary School
Middle School Glynn Middle School
High School Glynn High School

Price History

9/2/2026 Listed $924,900

Property vs Zip Code Average in 31522

Price
AVG $1.56M
$920K
Taxes
AVG $6,471
$1,735
Year Built
AVG 2001
2021

In The Neighborhood

Areas That We Cover

108 Ramsey Lane St. Simons, GA is a Single Family Home for sale at $924900 with 2302 sqft and a lot size of 0.22 Acres Acre(s). 108 Ramsey Lane St. Simons has 4 bedrooms, 2 baths and was built in 2021. The property's zip code is 31522 which is in St. Simons, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raeanne Warnock

Raeanne Warnock

Sales Associate

912-856-2619

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