669 Shorewood Circle

Toccoa, GA
$ 875,000 Beds 4 Baths 3.5 Sq 3,500
Monthly Estimate* How much can I afford?

This great Lake Hartwell home will make a great second home, but it also has everything you would need for full-time living. The front porch welcomes you to the great room, which features soaring ceilings, a fireplace, wood flooring and a wall of windows overlooking the lake. The great room opens to the granite kitchen, which features stainless steel appliances and the large dining area. The owner's suite is on this level and includes dual vanities, a separate tub and shower and an oversized closet adjacent to the laundry room. The owner's suite opens to a covered porch with a hot tub and there is also a large open deck spanning the width of the house. Upstairs there are three bedrooms and a full bath. Two of the bedrooms open onto a large upper level porch overlooking the lake. The terrace level features a huge rec room currently set up with a television viewing area, a pool table, and exercise equipment. Also, there is a second full kitchen and dining area. This level also has two flex rooms for an office, exercise area or additional sleeping. The terrace level opens onto a lakefront patio which connects via an improved walkway to the covered slip dock on one of the lake's main channels. This property features a concrete driveway with plenty of parking and covered parking for two cars or boats. There is also a handy storage building for all of your lake toys. All furnishings are included in the asking price.

Active

  • Price
  • $ 875,000
  • City
  • Toccoa
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Stephens
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.44 Acres
  • Zip
  • 30577
  • Sqr Footage
  • 3,500
  • Year Built
  • 2007
  • Taxes
  • $ 5184
  • Style
  • Cape Cod, Bungalow/Cottage
  • MLS#
  • 10843179
Listed By: Spot On The Lake with Keller Williams Lake Hartwell;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central,Electric,Heat Pump
Cooling Ceiling Fan(s),Central Air,Electric,Heat Pump
Utilities Electricity Available,Water Available
Roof Composition
Appliances Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
HOA Fee 200
Association Fee Includes Swimming
Patio/Porch Features Deck,Patio,Porch,Screened
Architectural Style Cape Cod,Bungalow/Cottage
Construction Materials Stone,Vinyl Siding
Year Built 2007
View Lake
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Corps of Engineers Control,Dock Rights,Floating Dock,Lake,Lake Privileges
Community Features Clubhouse,Lake,Pool
County Stephens
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Shorewood Estates
Garage Y/N false
Other Structures Covered Dock,Outbuilding
Full Baths 3
Status Active
Directions I-85, Take exit 173 toward Toccoa, GA-17 N, Turn right onto Gumlog Rd, Turn left onto Tower Rd, left onto State Rte 336, right onto E Silver Shoals Rd, left onto Holly Springs Rd, left to stay on Holly Springs Rd, right onto Lakeland Dr, right toward Country Club Rd, right onto Shorewood Cir, on the right.
High School Stephens
City Toccoa
Body of Water Hartwell
Lot Size Units Square Feet
Lot Size Square Feet 19166.4
Carport Y/N true
Elementary School Big A
Land Lease Y/N false
Tax Annual Amount 5184
Home Warranty Y/N false
Middle/Junior High School Stephens
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant

Interior Features

Interior Amenities Bookcases,Double Vanity,High Ceilings,In-Law Floorplan,Master On Main Level,Separate Shower,Tile Bath,Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
Basement Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry
Flooring Carpet,Hardwood,Other,Tile
Total Fireplaces 1
Fireplace Features Factory Built,Family Room,Gas Log
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 2100
Half Baths 1
Laundry Features In Hall
Total Bedrooms 4
Below Grade Finished Area 1400
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar,Kitchen Island,Pantry,Second Kitchen,Solid Surface Counters,Walk-in Pantry
Total Baths 4
Dining Room Features Dining Rm/Living Rm Combo

Exterior Features

Exterior Amenities Dock
Vegetation Partially Wooded
Parking Features Carport
Lot Features None
Water Source Public
Total Parking 2
Lot Size Area 19166.4
Building Area Total 3500
Lot Size Acres 0.44
Frontage Length Waterfront Footage: 160
Frontage Type Lakefront,Waterfront
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Big A Elementary School
Middle School Stephens Middle School
High School Stephens High School

Price History

9/10/2026 Listed $875,000

Property vs Zip Code Average in 30577

Price
AVG $410K
$880K
Taxes
AVG $2,660
$5,184
Year Built
AVG 1984
2007

Areas That We Cover

669 Shorewood Circle Toccoa, GA is a Single Family Home for sale at $875000 with 3500 sqft and a lot size of 0.44 Acres Acre(s). 669 Shorewood Circle Toccoa has 4 bedrooms, 3 baths and was built in 2007. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.