Raeanne Warnock

4045 Merritt Drive

Cumming, GA
$ 1,295,000 Beds 4 Baths 4.5 Sq 4,100
Monthly Estimate* How much can I afford?

STUNNING LAKE LANIER OPPORTUNITY | UNMATCHED LUXURY VALUE UNDER $1.3M! NO HOA RESTRICTIONS!! Incredible price correction on this spectacular, move-in ready new construction masterpiece nestled in Cumming's premier lakeside corridor. Offering the perfect blend of modern architectural design and the ultimate lake lifestyle, this property features its own permitted private platform dock on Lake Lanier!Step inside to a breathtaking, light-filled open-concept floor plan designed for effortless lakeside entertaining. The chef's kitchen boasts premium finishes, top-of-the-line appliances, and a massive waterfall island that flows seamlessly into the expansive great room. High ceilings and walls of glass frame the serene wooded setting, drawing you out to a magnificent covered outdoor living porch. With 4 generously sized bedrooms and 4.5 beautifully appointed baths, the home provides ultimate comfort and privacy. The primary suite is a true sanctuary, featuring a spa-like wet room, a deep soaking tub, and a custom boutique walk-in closet. The fully finished daylight basement offers incredible versatility for a game room, lake house lounge, or a private multi-generational suite.Located just minutes from top-rated Forsyth County schools, GA-400, and premier dining, this is a rare chance to own a pristine, high-end lake asset at a fraction of the cost of surrounding new builds. Come see the incredible value for yourself before it's gone!

Active

  • Price
  • $ 1,295,000
  • City
  • Cumming
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Forsyth
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.45 Acres
  • Zip
  • 30041
  • Sqr Footage
  • 4,100
  • Year Built
  • 2026
  • Taxes
  • $ 3121
  • Style
  • Contemporary, European
  • MLS#
  • 10777261
Listed By: Manny Casanas with Virtual Properties Realty.com;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Available,Phone Available,Water Available
Roof Composition
Appliances Dishwasher,Microwave,Range,Refrigerator
Association Fee Includes None
Patio/Porch Features Deck,Patio
Architectural Style Contemporary,European
Security Features Carbon Monoxide Detector(s),Smoke Detector(s)
Construction Materials Brick,Other
Year Built 2026
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake,Lake Privileges
Community Features Lake,Street Lights,Walk To Schools,Near Shopping
Accessibility Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Kitchen
County Forsyth
New Construction true
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Lake Lanier-Private Dock
Garage Y/N true
Full Baths 4
Status Active
Directions GPS recommended for best route
High School East Forsyth
City Cumming
Body of Water Lanier
Lot Size Units Square Feet
Lot Size Square Feet 19602
Carport Y/N false
Elementary School Chattahoochee
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3121
Home Warranty Y/N false
Middle/Junior High School Little Mill
Property Condition New Construction
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Beamed Ceilings,Double Vanity,High Ceilings,Separate Shower,Soaking Tub,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
Basement Finished,Full
Flooring Hardwood,Tile
Total Fireplaces 2
Fireplace Features Basement,Family Room,Gas Log
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 2900
Half Baths 1
Laundry Features Mud Room,Upper Level
Total Bedrooms 4
Below Grade Finished Area 1200
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Builder
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,Second Kitchen,Walk-in Pantry
Total Baths 5

Exterior Features

Exterior Amenities Dock,Other
Vegetation Wooded
Parking Features Garage,Attached
Lot Features Level,Open Lot,Private
Water Source Public
Total Parking 6
Lot Size Area 19602
Building Area Total 4100
Lot Size Acres 0.45
Frontage Length Waterfront Footage: 159
Frontage Type Lakefront
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Chattahoochee Elementary School
Middle School Little Mill Middle School
High School East Forsyth High School

Price History

6/3/2026 Listed $1,445,000
6/13/2026 3% - $1,395,000
7/10/2026 4% - $1,345,000
7/29/2026 4% - $1,295,000

Property vs Zip Code Average in 30041

Price
AVG $820K
$1.3M
Taxes
AVG $5,070
$3,121
Year Built
AVG 2005
2026

In The Neighborhood

Areas That We Cover

4045 Merritt Drive Cumming, GA is a Single Family Home for sale at $1295000 with 4100 sqft and a lot size of 0.45 Acres Acre(s). 4045 Merritt Drive Cumming has 4 bedrooms, 4 baths and was built in 2026. The property's zip code is 30041 which is in Cumming, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Raeanne Warnock

Raeanne Warnock

Sales Associate

912-856-2619

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